Condensed Consolidated Statement of Financial Position

	Notes	Unaudited six months ended 30 June 2025 R’000	Restated* Audited year ended 30 June 2024 R’000	Restated* Audited six months ended 31 December 2024 R’000
ASSETS
Non-current assets		3 617 900	3 760 103	3 612 511
Property and equipment		341 032	290 197	362 579
Land and buildings		341 383	270 852	268 107
Right-of-use assets		117 351	142 572	140 721
Investment property		12 500	12 500	12 500
Goodwill	1	1 108 499	1 327 661	1 108 499
Intangible assets	1	1 392 757	1 476 538	1 432 938
Investments in associates and joint ventures		8 122	8 732	6 259
Other financial assets		22 885	27 719	20 209
Deferred tax assets		124 995	132 015	121 127
Deferred payment assets		3 890	3 673	3 778
Insurance contract assets		81 791	67 644	71 250
Receivable – Sanlam Restricted Share Plan		10 812	–	13 267
Receivable – Sanlam Performance Deferred Share Plan		51 883	–	51 277
Current assets		1 806 861	1 618 493	1 517 181
Inventories		412 047	449 079	440 837
Trade and other receivables		711 798	786 276	602 303
Current tax asset		199 837	53 235	127 938
Cash and cash equivalents	3	483 179	329 903	346 103
Assets Held for Sale	4	24 600	30 959	32 835
Total assets		5 449 361	5 409 555	5 162 527
EQUITY AND LIABILITIES
Capital and reserves		3 289 874	3 369 996	3 245 743
Issued ordinary share capital		21 323	21 324	21 324
Share premium		2 536 334	2 537 411	2 537 411
Share-based payment reserve		20 657	24 468	17 646
Treasury shares		(1 162)	(1 162)	(2 240)
Foreign currency translation reserve		(1 648)	(5 650)	3 905
Distributable reserves		714 370	793 605	667 697
Non-controlling interest		39 940	31 189	33 350
Total equity		3 329 814	3 401 185	3 279 093
Non-current liabilities		911 865	938 462	918 970
Lease liabilities		74 269	111 750	101 721
Deferred tax liabilities		253 902	255 179	258 896
Post-employment medical obligations		1 631	1 680	1 631
Borrowings	2	582 063	569 853	556 722
Current liabilities		1 196 176	1 065 123	959 576
Provisions		10 465	16 792	13 059
Borrowings	2	72 186	58 553	62 373
Trade and other payables		758 595	732 722	628 009
Current tax liability		134 813	9 373	72 747
Sanlam Performance Deferred Shares: IFRS 2 liability		9 167	–	2 003
Lease liabilities		69 982	65 336	69 985
Employment benefit provisions		140 968	182 347	111 400
Liabilities Held for Sale	4	11 506	4 785	4 888
Total liabilities		2 119 547	2 008 370	1 883 434
Total equity and liabilities		5 449 361	5 409 555	5 162 527

*	The prior year periods have been restated for the prior period error (refer to note 8 for further details).